CAVITE HOUSE AND LOT NR. SPLASH ISLAND, OAKS MODEL IN CARMONA CAVITE 2STOREY, 4BR, 2T&B – P1.6M

1625000

Ad Description

Oakwood House Model
Carmona Estates
Barangay Lantic, Carmona Cavite
MOST AFFORDABLE 4 BEDROOM HOUSE FOR SALE IN CARMONA CAVITE – PHILIPPINES
104sqm (1,118.87sq ft) Floor Area 88sqm (946.74s ft) Lot Area
1 Bedroom / 1 Toilet & Bath Downstairs
3 Bedroom / 1 Toilet & Bath/Wide Balcony Upstairs
Balcony is Attached to the Next House
House is Attached Only to Next House at the Back
Low Monthly Amortization of P14,276.83 thru Bank Financing 20yrs @10.5%
Morning Sun units are available. Additional of around P40,000.00
Corner Lots are additional of a minimum of 13 sqm of lot, priced at P1,841,000.00

DIMENSIONS:
- Dining / Living Area 34sqm (366sq ft)
- Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
- Restroom 2.6sqm (28sq ft)
- Kid’s Bedroom 6.6sqm (71 sq ft)
- Master’s Bedroom 13.4sqm (140sq ft)

House Features:
• 4 Bedrooms
• Living Room
• Kitchen
• Dining Room
• 2 Toilets and Baths
• Terrace and Lanai
• Laundry / Service Area
• Provision for 2 Car Garage
• Provision for Front Lawn
• Provision for CATV, Telephone and Air-Conditioning Unit

House Finishes:
• Pre-Painted G.I. Roofing
• Tiled Kitchen Counter with Stainless Steel Kitchen Sink
• Tiled Toilet and Bath
• Ceramic Bathroom Fixtures
• Interior and Exterior Wall Paint Finish

Computations:

Option 1: BANK FINANCING:(Inner Lot)
   •   Total Selling Price = P1,625,000
   •   20% Down payment = 325,000
   •   Less: Reservation = 20,000
   •   Net Downpayment = 305,000
   •   Payable in 15mo. = 20,333.33
   •   Loanable Amount = 1,300,000
   •   Add: Legal and Misc. Fees = 130,000
   •   Total Loanable Amount = 1,430,000

Monthly Amortization @10.5% Interest (Bank Financing):
   •   5yrs. = 30,736.28
   •   10yrs. = 19,295.71
   •   15yrs. = 15,807.20
   •   20yrs. = 14,276.83

NOTE:
   •   Fire and MRI insurance not included.
   •   Move-in on the 19th to 21st month or after paying downpayment
   •   Processing Fees includes Transfer of Title.
   •   Interest rate is reference only.
   •   Prevailing interest rate will apply upon loan takeout.
   •   Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
   •   Developer will process loan. Tied up with Metrobank and UCPB.
   •   Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)
 Option 2: IN-HOUSE FINANCING:
   •   Selling Price = P 1,625,000
   •   Down payment (20%) = 325,000
   •   Processing Fee (4.5%) = 73,125
   •   Total Down payment = 398,125
   •   Less: Reservation Fee = 20,000
   •   Net Equity = 378,125
   •   Payable in 18 months = 25,208.33
 Total Remaining Balance: Payable Through In-House Financing 80% Balance = P1,300,000
 Amortization Including Insurance Fees  Years to Pay:
   •   Five (5) years @ 18% = 33,011.45
   •   Ten (10) years @ 21% = 25,991.11
 NOTE:
   •   Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
   •   Transfer of Title cost not included.
   •   Processing fees includes One year Advance Real Property Tax & Insurances.
   •   Advance Homeowners Dues and Documentation/Notarial Fees.
   •   In-house processing will be processed by the Developer. Buyer just need to submit requirements.
 Option 3: CASH PAYMENT SCHEME (Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount) PRICE STARTS AT PHP 1,625,000.00 AND UP
   •   Typical Selling Price = Php 1,625,000.00
   •   Less: Reservation Fee = 20,000.00
   •   Selling Price Net of Reservation Fee = Php 1,605,000.00
   •   10% Discount within 7 days<
   •   from the date of reservation = Php 1,444,500.00
   •   9.5% Discount within 8 to 30 days
   •   from the date of reservation = Php 1,452,525.00
   •   9% Discount within 31 to 60 days
   •   from the date of reservation = Php 1,460,550.00
   •   8.5% Discount within 61 to 90 days
   •   from the date of reservation = Php 1,476,600.00

***Stop Renting! Own your Dream Home.***

CONTACT FOR FREE SITE VIEWING
Name: Johnny Chua
E-mail: sal...@cavitehomes.com
Yahoo Messenger: asen...@yahoo.com
Contact: (+63)917-8617588 ; (+63)923-9026965

Website: www.cavitehomes.com

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